Membership Application

Important information about procedures for opening a new account at Cities Credit Union: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents. We may also verify your identity through a credit report or other electronic verification systems.

Bill Pay & Popmoney


Bill Pay

Cities Credit Union is pleased to partner with CheckFree™ to provide members an upgraded electronic bill pay service through both our online and mobile banking channels. This state-of-the-art payment system has innovative, new functions that members will enjoy.

New features include (fees may apply for some premium services):
• same-day payments
• next-day payments
• person-to-person payments with  Popmoney™
• account-to-account (to another financial institution if you are the owner of both accounts)
• direct ach payments
• e-bills (bill presentment)

All members who already use our current bill pay system will be migrated automatically to the new system. Payees and vendors will be ready for use and scheduled payments should be uninterrupted during the transition to the new system.

Logging in:
You will see the home page has a brand new look and feel. It displays your latest payments and the easy-to-use navigation menu.


Upgraded support:
The Member Care Center handles all payment inquiries on behalf of CheckFree and Cities CU. Call toll-free 1-844-596-1510, 6 a.m. - midnight CT 7-days a week.

New to bill pay?
Give it a whirl, win a gift card. If you have a checking account with us but have never tried bill pay, give it a try! It’s free to all members and is easy to use. This new system will show you how to set up and schedule payments through the step-by-step “Onboarding” function.

onboarding screen

And, if you pay three bills per month for three months, you could win a $250 Visa® Gift Card (new users only).


Want to pay someone who doesn’t have an account at the credit union? Making person-to-person payments has never been easier. The Popmoney function makes that possible. You can send money directly to someone through Popmoney for a small fee per transaction fee. All you need is their mobile phone number or email. Directions will be sent to the recipient on how to claim the money from you. It’s that easy (and safe). The Popmoney home page will show you step-by-step how to use the function. (Nominal fees apply.)

popmoney home

You can also attach a greeting card message (birthday, wedding, new baby, etc.) to your transaction. Nominal fees apply.

greetings popmoney

Contact Us

3625 Talmage Circle, Ste. 102
Vadnais Heights, MN 55110

651-426-0832 (fax)


Cities on the Go - Phone (24 hour phone banking): 651-426-7600 or 1-877-426-7600 (menu of options)

Debit card activation:

Report a lost or stolen debit card: 651-426-3773 (during regular business hours)

Report a lost or stolen debit card:
1-800-554-8969 (after credit union hours/weekends)

Visa Platinum credit card questions/card activation: 

Visa credit card account fraud:

Check Visa credit card account online:

Visa payment mailing address: Cities CU Visa, P.O. Box 2711, Omaha, NE 68103-2711

Report a lost or stolen Visa gift card:

Report a lost or stolen money order: 1-800-542-3590

Bill Pay Customer Care:


Valuable vehicle information at your fingertips.



AskAuto 80446839Through our partnership with CUNA, we offer members a mobile app to assist with purchasing a vehicle.

Use the AskAuto app to:

  • Scan the VIN on a car to get average retail cost and EPA mileage estimates.
  • Compare, rank and save notes on vehicles you like.
  • Learn which loans might be best for you.
  • Apply for a loan anytime, anywhere using your smartphone. Just scan your driver’s license* and AskAuto app prefills your loan application with your personal information and saved vehicle information. Saves you time and key strokes.

Download your free app for iPhone, iPad and Android devices today or scan the QR code below with your smart phone. Be sure to select Cities Credit Union on the app's startup screen.



QR code for ask auto


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If you love Cities, tell someone. You could get a $50 referral bonus!

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Online Banking & Bill Pay

Money management made easy! And, it's FREE.

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Mobile Banking

Get your balances, transfer funds, pay bills, stat!

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275