Making the dream of homeownership a reality. 

 

First Mortgage Loans

Through partnerships with First Class Mortgage and the Servion Group (formerly known as CU Mortgage), Cities Credit Union offers a full menu of first mortgage products for purchase or refinance. You can apply and even close in the credit union's office.

First Class Mortgage

First Class Mortgage offers excellent first-time homebuyer programs and service. Excellent VA and USDA loan programs.

Why choose First Class Mortgage?
  • Competitive rates and low closing costs
  • No junk fees
  • Apply online or in the credit union office with one of our loan officers 
  • Several first-time homebuyer programs available
  • Conventional Loans
  • VA Loans
  • FHA Loans
  • Jumbo Loans
  • Adjustable Rate Mortgages (ARMs)

Apply now or call 763-416-6789.

 

   First Class Mortgage Current Mortgage Rates* (8-13-18) 

Conforming Fixed Rate 
         Term        Annual Percentage Rate
30 year4.500%
20 year4.500%
15 year4.125%
10 year4.000%
  FHA Fixed Rate
 Term Interest Rate
 30 year4.250%
  VA Fixed Rate
 Term Interest Rate
 30 year4.250%
*Pricing for 30-year and 20-year fixed conventional assume 75% LTV. 
All rates assume FICO of 740+. Rates are subject to change without notice.

 

Servion Group (formerly known as CU Mortgage)

Why choose Servion Group?
  • Competitive rates and low closing costs
  • No junk fees
  • Apply online or in the credit union office with one of our loan officers 
  • Your loan is underwritten and serviced locally
  • Deal with customer service reps at Servion's office in New Brighton, not New Delhi
  • Your mortgage will not be sold over and over on the open market
  • Conventional fixed, FHA, VA loans available
  • Call for an apointment: 651-631-3111.

 

   Servion Group Current Mortgage Rates* (8-13-18)   

Conforming Fixed Rate (95% LTV)
         Term        Annual Percentage Rate
30 year4.625%
20 year4.500%
15 year4.125%
10 year4.125%
  FHA Fixed Rate (96.5% LTV)
 TermInterest Rate
 30 year4.000%
  VA Fixed Rate (100% LTV)
 Term Interest Rate
 30 year4.125%
*Pricing based on 720 FICO score. Rates are subject to change without notice
Call 651-631-3111 or 1-800-766-5626 for ARM Rates for additional information.

 

 

 

 

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275