Look to Cities for all of your borrowing needs.
Loans & Credit Cards
Cities Credit Union offers a variety of loan products for your personal borrowing needs. Our highly competitive, low loan rates consistently beat the big banks and even other credit unions. Even if you have less-than-perfect credit or no credit history, we might be able to help you. We also offer flexible loan terms to fit your lifestyle.
Loan skip a pay is back for the 2019-2020 holiday season. Terms and conditions listed on form. Download your skip-a-pay form now.
If you can drive it, we (most likely) can finance it. Our vehicle loans have flexible term lengths giving you affordable payments. We finance new and used vehicles, and we can refinance your existing loan from another financial institution.
- Autos, SUVs, trucks and vans
- Boats (trailers and motors)
- Travel trailers
Cities offers home equity loans, home equity lines of credit and home improvement loans. Through our partnership with CU Companies Mortgage, we are pleased to offer first mortgage products for purchase or refinance. All of our real estate loans have great rates, low fees and low, low closing costs.
- Fixed-rate home equity loans
- Variable rate home equity lines of credit
- Home improvement loans
- First mortgage loans (provided by CU Companies Mortgage, a mortgage CUSO owned by Cities Credit Union)
- Conventional fixed-rate
- Adjustable rate mortgages (ARM)
- Jumbo loans
Research first mortgage loans
Apply for a first mortgage loan
Cities offers loans for various personal needs. These are loans that are not backed by collateral.
- Signature loans
- Holiday and vacation loans (seasonal)
- Checking lines of credit
Visa Credit Cards with UChoose Rewards
Enjoy the purchasing power of a low, fixed-rate Visa® card. Credit cards are EMV (chip) enabled for your safety and security. We also are pleased to offer a robust rewards program called, uChoose REwards! Enjoy discounts and rewards on hundreds of items including sporting events, airline miles, trips and much more (online program, must enroll).