Look to Cities for all of your borrowing needs.


Loans & Credit Cards

Cities Credit Union offers a variety of loan products for your personal borrowing needs. Our highly competitive, low loan rates consistently beat the big banks and even other credit unions. Even if you have less-than-perfect credit or no credit history, we might be able to help you. We also offer flexible loan terms to fit your lifestyle.

Vehicle loans

If you can drive it, we (most likely) can finance it. Our vehicle loans have flexible term lengths giving you affordable payments. We finance new and used vehicles, and we can refinance your existing loan from another financial institution.

  • Autos, SUVs, trucks and vans
  • Boats (trailers and motors)
  • Motorcycles
  • RVs
  • Travel trailers
  • Snowmobiles
  • Jetskis
  • Motorhomes

Learn more about our vehicle loans
Apply for a vehicle loan


Home Loans

Cities offers home equity loans, home equity lines of credit and home improvement loans. Through our partnership with CU Companies Mortgage, we are pleased to offer first mortgage products for purchase or refinance. All of our real estate loans have great rates, low fees and low, low closing costs.

  • Fixed-rate home equity loans
  • Variable rate home equity lines of credit
  • Home improvement loans

Apply for a home equity loan/home improvement loan
Discover our home equity products

Personal Loans

Cities offers loans for various personal needs. These are loans that are not backed by collateral.

  • Signature loans
  • Holiday and vacation loans (seasonal)
  • Checking lines of credit

Check out our personal loans
Apply for a personal loan

Visa Credit Cards with UChoose Rewards

Enjoy the purchasing power of a low, fixed-rate Visa® card. Credit cards are EMV (chip) enabled for your safety and security. We also are pleased to offer a robust rewards program called, uChoose REwards! Enjoy discounts and rewards on hundreds of items including sporting events, airline miles, trips and much more (online program, must enroll).

More Visa information
Apply for a credit card



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Online Banking & Bill Pay

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Mobile Banking

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275