Making saving money fun!


WinCentive™ Savings Account

Who doesn’t like to win, especially cold, hard cash? Cities Credit Union is launching a new savings product in 2016--the WinCentive™ savings account. This new account was created to get members saving.

The WinCentive™ account offers a higher rate than our share savings account. It works much like an old-fashioned holiday club account in which you commit to save for a 12- month period with no cash withdrawals. As a reward for saving, you have the opportunity to win cash prizes on top of what you earn in the savings account!

How does it work? To set up a WinCentive™ account with the credit union, you need a minimum opening deposit of $5. For every $25 you deposit (per month), you are entered into a state-wide cash drawing with other participating Minnesota credit unions for a chance to win $100 (50 prizes drawn each month). Your account may be entered up to four times per month.

There will also be quarterly drawings for $1,000 prizes and a drawing at at the end of the year for one $5,000 prize. In addition, Cities will also be rewarding one member (at random) $25 each month.

Program details:

- Fees will be incurred for early withdrawals before the 12-month period expires.

- You may withdraw funds twice during the period (and incur fees). The third withdrawal within the 12-month period will result in account closure.

- Prizewinners are drawn at random by the program’s  administrator, the Minnesota Credit Union Network.

- Account holder must be a Minnesota or Wisconsin resident to qualify.

- Kids under 18 are eligible for WinCentive™ account with a parent/guardian.

- Prizes will automatically be deposited into the share savings account.

- At the 12 month anniversary date from account opening, you may make one penalty-free withdrawal from the account for a period of 30 days after such anniversary date

For more information and program details, visit the Minnesota Credit Union Network WinCentive™ site.

*Membership requirements apply (relative/household relationship). Child requires a joint owner (parent/guardian/custodian).

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275