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Loan Rates
All quoted loan rates are in effect as of February 1, 2009 and are subject to change.
Rates quoted include available discounts.
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New/Used Auto Loans
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Term
|
Annual Percentage Rate
|
| New Auto (2008 - newer, less than 50k Miles) |
62 mos.
|
3.25% to 15.99%
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| New Auto |
74 mos.
|
4.49% to 16.49%
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| New Auto |
84 mos.
|
4.99% to 16.99%
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| Used Auto (2004-2007, less than 100k miles) |
62 mos.
|
4.99% to 16.99%
|
Used Auto
(2003 & older, classic cars, 100+K miles) |
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call a loan officer
651-426-3773
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Recreational Vehicle Loans
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Term
|
Annual Percentage Rate |
| Recreational Vehicle |
60 mos.
|
3.99% to 16.99%
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| Recreational Vehicle (over 60 months) |
>60 mos.
|
Call for Rates
|
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VISA Credit Cards
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Term
|
Annual Percentage Rate
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| VISA Credit Card (New) |
n/a
|
8.95% to 17.95%
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| Personal Loans |
Term |
Annual Percentage Rate |
| Signature Loans |
42 mos.
|
8.99% to 17.99%
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| Checking Line-of-Credit |
-
|
18.00%
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| Home Improvement Loan |
42 mos.
|
9.00% to 16.50%
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Real Estate Loans
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Term
|
Annual Percentage Rate
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| First Mortgages |
-
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contact credit union
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| Home Equity |
60 mos.
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5.25% to 16.49%
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| Home Equity |
96 mos.
|
5.50% to 16.75%
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| Home Equity |
120 mos.
|
5.75% to 17.00%
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| Home Equity |
180 mos.
|
6.00% to 17.75%
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| Home Equity Line-of-Credit |
n/a
|
contact credit union
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Share & Certificate Secured
|
Term
|
Annual Percentage Rate
|
| Share/Certificate Secured |
n/a
|
3% above current deposit rate
|
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