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Real Time Online

 

With RealTime Online, you have 24/7/365 access to your accounts anywhere you have internet connectivity. Need to check a balance when the credit union is closed?? No problem! Just log-in and you have complete account access at your fingertips!

You can make transfers (within your account), check your balances, make loan payments, pay bills and much more.

Ready to bank online? To begin, you need to contact the credit union to set up your online account and password.

Log to RealTime online: Log in

Online Bill Pay
Online Bill Pay allows you to pay all your personal bills online, from your baby-sitter to your credit card bill.  Bill Pay Service is FREE* with any checking account!

Signing up for online bill pay is quick and easy.
     1.
Log in to your RealTime Online account
     2. Click "Bill Pay" on the upper menu
     3. Click "Merchant Account" to set up your first merchant. Please allow 24-48 
         business hours before scheduling any payments to your merchants. Your
         account must be approved by your financial institution before you can
         schedule a payment.
     4. Click "Quick Pay" or "Pay Bills" to set up your first payment.

• Pay bills in seconds
• Pay almost any business or individual within the United States
• No limit to the number of bills you can pay
• Schedule recurring payments when charges are the same amount each billing cycle
• Make manual payments when amounts vary each billing cycle, or you want to send a one-time payment
• Track payments and view payment history
• Easy instructions
• Avoid penalties by always paying your bills on time
• Pay bills from anywhere you have online access

*Must be used four or more times a month or a $5 fee will incur.  Bill Pay accounts dormant for three or more months will be closed with the option to be re-opened.  To close your bill pay account, contact the credit union at 651-426-3773.

 

Call-24 Telephone Transaction Line     651-426-7600 or 1-877-426-7600
Call-24 Instructions:

  • Enter your account number followed by the # sign
  • Enter your four digit PIN
  • Enter your two digit action code

Transactions/Transfers
     10: Savings to Checking/Savings or Checking to Savings
     11: Savings/Checking to Loan
     12: Loan to Savings/Checking
     13: Loan to Check (to be mailed)
     17: Savings to Check (to be mailed)
Balance Inquires
     30: Checking
     31: Savings/Money Market/Holiday Club/Secondary Savings
     32: Loans
     33: Certificates
     34: IRAs
Checking Inquires
     40: Last 5 Checks Cleared
     41: Last Checking Deposits
     42: Search Check Cleared by Check Number
History Inquires
     50: Last 5 Checking Deposits
     51: Last 5 Savings/IRA/Certificate Deposits
     52: Last 5 Savings/Checking Withdrawals
     53: Last 5 ATM or Debit Card Transactions
     54: Last ACH Deposits
     55: Last ACH Withdrawals
Dividend/Interest
     60: Year to Date Dividends
     61: Year to Date Interest Paid
     62: Prior Year to Date Dividends
     63: Prior Year to Date Interest Paid
     64: Last Dividend Amount
Rates and Hours of Service
     70: Lobby Hours
     71: Drive-Thru Hours
     72: Voice Response Hours
     73: Loan Rates
     74: Savings Rates
     75: Checking Rates
     76: Certificate Rates
Other Calls
     81: Loan Payoff
     82: Loan Authorization
     85: CD Rate Inquire
     96: Change PIN
     98: End Call
     99: Help Using the System
     ##: To Return to Main Menu at Any Time

Deposit Suffix
     00: Primary Savings Account
     01-02: Secondary Savings Account
     03-05: Save For Something
     06: Money Market Savings Account
     10-11: Checking Account
     20: Holiday Savings Account
     30: IRA Savings 
     31: Roth IRA Savings 
     40-69: Certificates
     70-88 IRA Certificates
     100-110: Spotlight Certificates
Loan Suffix
     01-99: All Loans

REALTIME ONLINE

Online account access

Account#:
 




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