Cities Credit Union
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Real Time Online

 RealTime Online allows you to have 24- hour online access to your Cities CU accounts. You can make transfers, check your balance, make loan payments and much more.

To log on have your account number and PIN available. If this is your first time to log on and you are unaware of your PIN, please contact the credit union.

 

Call-24 Telephone Transaction Line     651-426-7600 or 1-877-426-7600
Call-24 Instructions:

  • Enter your account number followed by the # sign
  • Enter your four digit PIN
  • Enter your two digit action code

Transactions/Transfers
     10: Savings to Checking/Savings or Checking to Savings
     11: Savings/Checking to Loan
     12: Loan to Savings/Checking
     13: Loan to Check (to be mailed)
     17: Savings to Check (to be mailed)
Balance Inquires
     30: Checking
     31: Savings/Money Market/Holiday Club/Secondary Savings
     32: Loans
     33: Certificates
     34: IRAs
Checking Inquires
     40: Last 5 Checks Cleared
     41: Last Checking Deposits
     42: Search Check Cleared by Check Number
History Inquires
     50: Last 5 Checking Deposits
     51: Last 5 Savings/IRA/Certificate Deposits
     52: Last 5 Savings/Checking Withdrawals
     53: Last 5 ATM or Debit Card Transactions
     54: Last ACH Deposits
     55: Last ACH Withdrawals
Dividend/Interest
     60: Year to Date Dividends
     61: Year to Date Interest Paid
     62: Prior Year to Date Dividends
     63: Prior Year to Date Interest Paid
     64: Last Dividend Amount
Rates and Hours of Service
     70: Lobby Hours
     71: Drive-Thru Hours
     72: Voice Response Hours
     73: Loan Rates
     74: Savings Rates
     75: Checking Rates
     76: Certificate Rates
Other Calls
     81: Loan Payoff
     82: Loan Authorization
     85: CD Rate Inquire
     96: Change PIN
     98: End Call
     99: Help Using the System
     ##: To Return to Main Menu at Any Time

Deposit Suffix
     00: Primary Savings Account
     01-02: Secondary Savings Account
     03-05: Save For Something
     06: Money Market Savings Account
     10-11: Checking Account
     20: Holiday Savings Account
     30: IRA Savings 
     31: Roth IRA Savings 
     40-69: Certificates
     70-88 IRA Certificates
     100-110: Spotlight Certificates
Loan Suffix
     01-99: All Loans

Online Account Access
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