Membership

Tell someone and get $50!
If you like what we offer you, why not encourage a family member, neighbor or co-worker to take advantage of the Cities difference?

If you have family members who aren't Cities members yet, what are you waiting for?! Cities has some of the best auto loan rates and savings yields in the metro area. Plus, our personal service earns kudos from members every day!

Grow the credit union! Share your membership!
Refer someone eligible for membership (see membership eligibility requirements below), and we'll reward you! If your referral opens and maintains one of the following* for a 90-day period, you will receive $50 cash in your share savings account. And, your referral will receive $25 into their share savings account as well!

All new members are required to open a share savings account with a $5 minimum balance.

Simply print out this coupon and give it to your referral! It's that simple! If your referral meets eligibility requirements and meets the below account requirements, we'll reward both of you!

*The new member must open and maintain for 90 days one of the following to be eligible for rewards:
- Checking with direct deposit
- CD - 12 month term or longer
- Share savings account with direct deposit (this account can be the share account required for membership)
- Loan

Referral rules: click here

Who can join Cities Credit Union?
• Anyone who lives, works, worships or attends school in White Bear Lake, White Bear Township, Gem Lake or Vadnais Heights is eligible for membership.

• Family members of current including: spouse, children, step children, parents, step parents, grandparents, grandchildren, siblings, aunts, uncles, cousins, nieces, nephews and household relationships (domestic partners or roommates).

• If you are employed by or a retiree of one of our Select Employee Groups (SEGs) listed below, or if you are related to someone employed by one ofthem who is also a member of Cities Credit Union, you are eligible for membership:

Qwest AT&T

Tenants/employees in the Landmark Towers
Children's Discovery Learning Center

The Saint Paul Hotel CWA Local 7201

North Star Adjustment Co., Inc. BWBR Architects

Northwest Opticians C & G Office Products

Franchise Food Systems/KCB Creative Promotions

Direct Expressions CU Recovery, Inc.

American Family Insurance Structural Wood Corp.

SURESCO, Inc. Morrissey Hospitality Cos.

TSE, Inc. Bankruptcy Solutions

Pazzaluna

Why join a credit union?
Credit unions have traditionally adhered to the philosophy of once a member, always a member. Once you belong, you are welcome to remain a member, even if you move, change jobs or retire. We return earnings to members through lower rates on loans, higher dividends on savings, lower fees, and quality service. Meeting your financial needs is our first priority.

As a member of Cities Credit Union, you are part-owner in a non-profit, financial cooperative. You are eligible to vote at the credit union's Annual Meeting, serve on the board of directors or supervisory committee, and to participate in all of the financial services offered. Being a member allows you to take advantage of our great interest rates and our competitive products and service.