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Fee Schedule
Service Fee
Draft Account Fees
NSF Fee $35 per item
Money Market withdrawal fee $15 each (after first six withdrawals per month)
Overdrafts $35 per item
Returned Item fee
Stop payment fee
$35 per item
$35 per request
Dormant account fee
-must be 18 years of age
-no activity for 24 months
-balance under $200
-no other active services
$5 per month
Share draft printing fee Prices vary with style purchased
Dormant Checking Account fee - no activity for 90 days. $5 per month
Select Checking Account minimum balance fee $8 per month  if the minimum balance is not maintained; no service fee if $5,000 or more in non-IRA deposits and/or loans (does not include VISA)
Other Service Fees (applicable to all accounts)
Account reconciliation fee $15 per hour; one hour minimum
Returned Statement (with no forwarding address) $8 each
Statement copy fee $5 per copy
Money order fee $1 per money order
Telephone transfer fee $2 per transfer; after six (6) per month
Return check fee $35 per item

Returned deposit fee
Returned deposit fee from another account in your name

$5 per item
$35 per item
Draft copy/photo request fee $5 per copy
Special statement fee $5 per copy
ATM Card/Debit re-issue fee $5 each
ATM Transaction Charge fee $2 each
ATM Pin reissue fee $5 each
Debit/ATM NSF fee $35 per item
Late Loan Payment (past 10-day grace period) 5% of payment or $20, whichever is less

Loan Modification fee:                                                         

Real Estate                                                                         

Non Real Estate

          

$50 each 

 $25 each

Check Cashing (without $500 minimum balance or any other service) $10
Wire Transfers:
In
Out
Foreign
$10
$20
$30
Foreign Item Deposit $5 each (Holds may apply.)
Levy/Garnishment $15
Overnight Courier $20

Teller Checks:
Payable to self
Payable to 3rd party
Photocopies
Stop payment  (can not be stopped for 90 days)

Free
$3 each
$5 each
$35 each

Notary for a non-member $3
Medallion Seal - members only Free
Electronic Funds Transfer Fees The number of ATM withdrawals with no charge varies for each Draft (Checking) account.
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the last Dividend Declaration Date and/or effective date of June 1st, 2007. If you have any questions or require current rate and fee information on your accounts, please call the credit union.
Credit Union Membership:
Membership Share
$5 per value


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