Real Estate Loans

Home Equity Loans
Looking for some home improvements or a little extra cash for college expenses? Tap your home’s equity. Borrow up to 100% of the real estate’s value. The interest rates for fixed, lump-sum home equity loans correspond to the maturity. There are no prepayment penalties. No closing costs or low closing costs options available. Interest may be tax deductible—consult your tax professional for additional information. May require an appraisal.

Home Improvement Loans

Your credit union offers home improvement loans for up to $5,000 for improvements to your owner-occupied or investment property. No equity in your home is needed. Same- day disbursal available.

First Mortgage Loans
Cities Credit Union offers first mortgage loans for purchase or refinance. Fixed and adjustable rate mortgages are available with flexible closings at competitive interest rates. Terms available up to 30 years. Contact a loan officer for details.