| Checking
 If you don't have a Cities checking account, it might be time to reconsider! With changes in bank regulations as of July 1st, many financial institutions are attempting to recoup profits by adding monthly maintenance fees, annual fees and per-check or usage fees to their checking accounts.
According to Liz Pulliam Weston of MSN.com, "For months, we've been hearing about how new restrictions on overdraft fees will lead to 'the end of free checking' as banks seek to replace the billions in fees they're about to lose." The going rates usually run $10 - 15 per month. That's a whopping $120 - 180 per year in fees just for the privilege of having an account!
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Many members think re-routing their direct deposits from another institution is a hassle and remain unhappy in a financial institution that is only looking out for its profits. But, switching is actually easier than you might think. And, our member services staff is always willing to help make your transition to a Cities checking account as easy as possible.
Cities routing number: 296076275
Cities Credit Union offers several checking account options to members. Our checking accounts are free of monthly maintenance fees and per-check charges or check limits per month. You can get a free Visa™ Debit Card with your account that you can use anywhere Visa is accepted. Free online banking and bill pay available (Note: bill pay must be used a minimum of four times per month. Otherwise, a $5 non-usage fee will be incurred.).
Important information regarding checking courtesy pay and debit card transactions
Simple Checking
• No minimum balance requirement
• No monthly service fee
• Earns dividends on balance above $2,500
• Six free ATM transactions per month*
• Unlimited debit card transactions
• Unlimited check clearing
• Free 24-hour online account access
• Surcharge-free ATMs throughout the metro with the MoneyPass and Co-Op Networks
• Free Visa Debit check card with 24-hour ATM access
• Easy to balance monthly statements
• Benefits to members age 65+
Select Checking
Minimum balance requirement of $5,000 in savings and loans combined***
Pays dividends on all balances
Free checks
Unlimited free ATM transactions*
Unlimited Debit card transactions
Unlimited check clearing
No per check charge
Free 24-hour online account access
Surcharge-free ATMs throughout the metro with the Co-Op Network**
Free Visa Debit check card with 24-hour ATM access
Free "We Forgive You" fee reversal coupon (new accounts only)
Easy to balance monthly statements
65+ Checking
• Free money orders
• Free Cities Credit Union checks (one box per order)
• Free photo copies
Direct Deposit
Conveniently deposit your payroll, government and/or pension checks automatically into your Cities Credit Union account. Just bring your account number along with the credit union routing number 296076275 to your payroll or accounting department.
Click here to download a direct deposit form.
Debit Check Card/ATM Card
Accepted anywhere Visa is accepted. Use your card to make purchases or get cash. Find a list of surcharge-free ATMs with the MoneyPass and Co-op Networks.
Important phone numbers for your debit card:
Card Activation: 1-800-708-7119
Report a Lost or Stolen Card: 651-426-3773 (during regular business hours)
Report a Lost or Stolen Card: 1-800-554-8969 (after credit union hours)
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