Personal Loans

Signature/Personal Loans

Available for an amount equal to one month of your gross income. The term is for up to 42 months. Additional funds are available; special qualifications apply.

Checking Line-of-Credit Loans

Qualified borrowers with a Cities checking account can request a line of credit of up to $2,500 for overdraft protection. The minimum monthly payment ranges from $25 for a $500 line of credit, $50 for a $2,500 line and $75 for balances between $2,500 - $3,000. Payments are automatically transferred from your draft account on the 28th of each month.

Share-Secured or Certificate-Secured Loans

Loans secured by share account deposits or your certificates are also available. The term and amount arearranged to meet your individual needs. The interest rate charged is 3% over your certificate interest rate, and the term is negotiable.