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Personal Loans
| Signature/Personal Loans |
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Available for an amount equal to one month of your gross income. The term is for up to 42 months. Additional funds are available; special qualifications apply.
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| Checking Line-of-Credit Loans |
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Qualified borrowers with a Cities checking account can request a line of credit of up to $2,500 for overdraft protection. The minimum monthly payment ranges from $25 for a $500 line of credit, $50 for a $2,500 line and $75 for balances between $2,500 - $3,000. Payments are automatically transferred from your draft account on the 28th of each month.
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| Share-Secured or Certificate-Secured Loans |
Loans secured by share account deposits or your certificates are also available. The term and amount arearranged to meet your individual needs. The interest rate charged is 3% over your certificate interest rate, and the term is negotiable.
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